Robinsons Bank Housing Loan Requirements You Must Submit To Apply
Robinsons Bank Housing Loan Requirements You Must Submit To Apply
Lists of Robinsons Bank Housing Loan Requirements for Application
ROBINSONS BANK HOUSING LOAN REQUIREMENTS – Here are the documents required by the bank in applying for the home loan offer.
In the Philippines, there are several banks with offers that can help you achieve your long-time goals in life. One of these targets that is common among many individuals is having your own house.
Are you one of the people who are looking forward to have your own house? You don’t have to delay your dreams. There are reputable entities that can help you by financing your residential property purchase and one of them is the Robinsons Bank.
The Robinsons Bank has several offers encompassing both personal and business categories. It has several loan offers including the Robinsons Bank Housing Loan which attends to several purposes.
The Housing Loan offer can finance the purchase of residential properties, house construction, home renovation, refinancing of an existing loan, and home equity loan. There are varying Robinsons Bank Housing Loan requirements for application.
The loan offer is open not only for locally-employed and self-employed individuals including professionals but as we as overseas Filipino workers. Here is a guide on the documents required by the bank for application:
Locally-Employed
- duly-accomplished and signed Robinsons Bank Housing Loan Application Form
- at least one (1) Government-issued ID
- Marriage Contract
- Latest Copy of Certificate of Employment indicating salary, position, and length of employment
- Latest Payslips
Self-Employed
- duly-accomplished and signed Robinsons Bank Housing Loan Application Form
- at least one (1) Government-issued ID
- Marriage Contract
- ITR for the last three (3) years
- Audited Financial Statements for the past three (3) years
- Business Registration Documents (DTI, Mayor’s permit, etc)
- PRC ID (For Professionals)
Overseas Filipino Workers (OFWs)
- duly-accomplished and signed Robinsons Bank Housing Loan Application Form
- at least one (1) Government-issued ID
- Marriage Contract
- Latest employment contract of employment
- Latest Working Visa
- Latest Payslips or remittance slips
- Special Power of Attorney (Bank Format)
- Consularized copy may be required if issued abroad
Professionals
- duly-accomplished and signed Robinsons Bank Housing Loan Application Form
- at least one (1) Government-issued ID
- Marriage Contract
- ITR for the last three (3) years
- Audited Financial Statements for the past three (3) years
- Business Registration Documents (DTI, Mayor’s permit, etc)
- PRC ID (For Professionals)
Aside from the personal documents of the borrower, the Robinsons Bank Housing Loan requirements also include collateral documents for application. Here are the collateral documents required by the bank for the loan application:
For Accredited Developers
- Latest Statement of Account
- Reservation Agreement or Contract to Sell
For NON- Accredited Developers
- Photocopy of the Title
- Tax Declaration on land and improvement
- Lot Plan Vicinity Map certified by a Geodetic Engineer
- Appraisal Fee
Construction Loans
- Building Plans, Specification and Floor Plans
- Bill of Materials
Refinancing
- Latest statement of account for mortgagee bank/institution
- Latest history of payments
