Here’s the UnionBank Personal Cash Loan Offer for your Needs

UNIONBANK PERSONAL CASH LOAN – UnionBank offers a collateral free cash loan with a high loanable amount to help you achieve your goals.

Nowadays, the people have more options in times of need for financial solutions. There are several banks that offer multi-purpose cash loans and one of them is UnionBank, a trusted banking entity in the Philippines.

The UnionBank is operating in the country for several decades now. It has different offers ranging from bank accounts to credit cards to loans and several other products and services. One of the loan offers is the Personal Loan.

The UnionBank Personal Cash Loan offer is a multi-purpose loan that is collateral free and does not require a guarantor for application as well. It also boasts its loan offer with a huge loanable amount that can provide you up to Php 2 million.

The loan is payable from one (1) year up to five (5) years. The approval can be received in as fast as five (5) minutes. Here are the eligibility requirements set under the loan offer:

• at least 21 to 65 years old

• a Filipino resident or a local resident foreigner with a valid Philippine billing address

• has a Tax Payer’s Identification Number (TIN)

• a principal credit cardholder

• has a minimum gross annual income of Php 250,000

With regards to the interest rate in applying for the loan, the loan term is a factor. The prevailing interest rate at the time of the loan application will be applied to the loan. The bank has set different documentary requirements among the locally-employed and self-employed individuals as well as foreign nationals.

Aside from UnionBank, Rizal Commercial Banking Corporation or more popularly called RCBC also has a Personal Loan offer. It is also packed with excellent features.