Guide on BDO American Express Explorer Credit Card Offers & Requirements for Application

BDO AMERICAN EXPRESS EXPLORER CREDIT CARD – Here are the excellent features of this BDO Unibank offer and the requirements for application.

Nowadays, more and more people are interested in getting a credit card to avail its benefits as well as being an emergency preparation. Are you one of those individuals who are planning to apply for one? You may turn to BDO Unibank.

In the Philippines, one of the trusted credit card providers is BDO Unibank which is in the service of the Filipino people for decades now. It is one of the banking giants across the nation. Aside from the BDO Platinum Credit Card, the bank also offers American Express cards like the BDO American Express Explorer Credit Card:

• earn one (1) Membership Rewards^® Point for every ₱40 spend using your BDO American Express Explorer credit card and you can use your points to redeem air miles

• enjoy complimentary lounge access to Marhaba Lounge in Ninoy Aquino International Airport (NAIA) Terminals 1 and 3 until June 30

• get 2,000 Bonus Membership Rewards Points for at least Php 600,000 spend using the BDO American Express Explorer credit card on your first year

• up to Php 10 million complimentary travel accident protection when you booked a flight using this card

• FREE first year membership fee and automatic membership fee waiver for a minimum spend of Php 450,000 annually

• enjoy installment options with Cash-It-Easy, Balance Transfer, and Purchase Convert installment programs:
  • Cash-It-Easy — convert your credit limit into cash
  • Balance Transfer — transfer your other card balances to your BDO Credit Card
  • Purchase Convert — convert recent single-receipt purchases of at least P5,000 or $200 to installment

• secured online shopping with a credit card that uses different card number for online shopping and can be linked to your Basic American Express® Explorer^™ Credit Card

• Charge on Demand and Auto Charge bill payment options

• access to cash advance of up to 30% of the credit limit of your card

• enjoy worldwide credit card acceptance

Are you interested to apply for the BDO American Express Explorer credit card? There are only a few qualifications that you need to meet to be eligible to apply for the credit card offer. Here are the eligibility requirements set by the bank:

• at least 21 years old but not more than 60 years old upon the credit card application for Principal Cards
• at least 13 years old for Supplementary Cards
• a Filipino citizen or a foreigner resident in the Philippines
• with a minimum gross fixed monthly income of Php 66,000

Just like in many other credit card applications, there are documents that the BDO Unibank requires for submission in applying for the offer. The lists of documentary requirements vary among employed and self-employed Filipinos and foreigner residents in the country.

Here is a guide on the documents required by BDO Unibank in applying for the credit card offer:

Employed Filipinos

• completed and signed BDO Credit Card Application Form
• any valid photo-bearing identification document like a government-issued ID e.g.:
  • PhilSys ID
  • Driver’s License
  • SSS ID
  • Passport
  • applicants of Supplementary Cards who are studying may submit valid school ID
• Photocopy of latest Income Tax Return (ITR) duly stamped as received by the Bureau of Internal Revenue (BIR) or BIR Form 2316 signed by employer’s authorized representative
• any of the following:
  • Latest full-month’s payslip/s
  • Original Certificate of Employment indicating status, service tenure, and compensation breakdown
  • if with existing credit cards, copy of the last two (2) months statements of account of credit card that is at least 1 year on books

Self-Employed Filipinos

• completed and signed BDO Credit Card Application Form
• any valid photo-bearing identification document like a government-issued ID e.g.:
  • PhilSys ID
  • Driver’s License
  • SSS ID
  • Passport
  • applicants of Supplementary Cards who are studying may submit valid school ID
• Photocopy of latest Income Tax Return (ITR) duly stamped as received by the Bureau of Internal Revenue (BIR) and Audited Financial Statements for at least two (2) years
• Photocopy of registration of Business Name
• DTI Registration for Single Proprietorship or SEC Registration for Partnership / Corporation
• Last 3 months’ bank statements, optional

Foreigner Resident in the Philippines

• completed and signed BDO Credit Card Application Form
• cpy of Employment Contract or Certificate of Employment
• Letter from Embassy (if Embassy official)
• any one of the following valid documents:
  • Valid VISA and work permit
  • Alien Certificate of Registration (ACR) or Immigrant Certificate of Registration (ICR) or ACR-I
  • valid passport with any of the following:
    • Special Investors Resident VISA
    • Special Non-Immigrant VISA for PEZA investors and employees
    • VISA with EO226