Guide on BDO Platinum Credit Card Offers & Requirements for Application

BDO PLATINUM CREDIT CARD – Here are the excellent features of this BDO Unibank Mastercard offer and the requirements for application.

In the Philippines, some reputable banks are the providers of credit cards with excellent features. One of the credit card-providing entities is the BDO Unibank, a banking giant that is operational in the countrt for several decades now.

The offers of BDO Unibank encompass both personal and business categories. Under its personal offers, there are several loan products and credit card offers. Among the loans offered by the bank are the BDO Loan for OFW, the BDO Home Loan, and the BDO Auto Loan.

With regards to its credit card offers, one of the best cards you may apply for is the BDO Platinum Credit Card. It bears excellent features which you can check below.

• enjoy year-round offers and privileges that allow you to save money everytime you use your BDO Platinum Credit Card on your purchases

• access to over 1,500+ lounges around the globe for two (2) under the complimentary membership

• get covered for up to ₱20 Million travel insurance coverage when you booked your flight using your BDO Platinum Credit Card

• shop online without worries with up to $200 insurance coverage and a 3D Secure Facility

• earn two (2) Peso Points for every ₱1,000 or $20 qualified spend using your credit card, one (1) Peso Point is equal to ₱1.00 in redeeming points

• enjoy high credit limit that you can spend on your own terms

• access to credit limit that is available in both Philippine Peso and US Dollar

• automatic annual membership fee waiver for the principal cardholder for a spend of at least ₱600,000/year and Lifetime Annual Fee Waiver for 6 supplementary accounts

• enjoy installment options with Cash-It-Easy, Balance Transfer, and Purchase Convert installment programs
  • Cash-It-Easy — convert your credit limit into cash
  • Balance Transfer — transfer your other card balances to your BDO Credit Card
  • Purchase Convert — convert recent single-receipt purchases of at least P5,000 or $200 to installment

• Charge on Demand and Auto Charge options for convenient payment

The qualifications in applying for the BDO Platinum Credit Card includes the age, citizenship, and income requirements. To qualify, here are the eligibility criteria that the credit card applicant must meet:

• at least 21 years old but not more than 60 years old upon the credit card application for Principal Cards
• at least 13 years old for Supplementary Cards
• a Filipino citizen or a foreigner resident in the Philippines
• with a minimum gross fixed monthly income of Php 15,000

Just like in other credit card offers, there are also documentary requirements in applying for the BDO Platinum Credit Card. The bank has set different sets of documents required in applying for the offer among the employed and self-employed Filipinos as well as the foreign residents in the country.

Here is a guide on the documentary requirements set by the bank for credit card application:

Employed Filipinos

• completed and signed BDO Credit Card Application Form
• any valid photo-bearing identification document like a government-issued ID e.g.:
  • PhilSys ID
  • Driver’s License
  • SSS ID
  • Passport
  • applicants of Supplementary Cards who are studying may submit valid school ID
• Photocopy of latest Income Tax Return (ITR) duly stamped as received by the Bureau of Internal Revenue (BIR) or BIR Form 2316 signed by employer’s authorized representative
• any of the following:
  • Latest full-month’s payslip/s
  • Original Certificate of Employment indicating status, service tenure, and compensation breakdown
  • if with existing credit cards, copy of the last two (2) months statements of account of credit card that is at least 1 year on books

Self-Employed Filipinos

• completed and signed BDO Credit Card Application Form
• any valid photo-bearing identification document like a government-issued ID e.g.:
  • PhilSys ID
  • Driver’s License
  • SSS ID
  • Passport
  • applicants of Supplementary Cards who are studying may submit valid school ID
• Photocopy of latest Income Tax Return (ITR) duly stamped as received by the Bureau of Internal Revenue (BIR) and Audited Financial Statements for at least two (2) years
• Photocopy of registration of Business Name
• DTI Registration for Single Proprietorship or SEC Registration for Partnership / Corporation
• Last 3 months’ bank statements, optional

Foreigner Resident in the Philippines

• completed and signed BDO Credit Card Application Form
• cpy of Employment Contract or Certificate of Employment
• Letter from Embassy (if Embassy official)
• any one of the following valid documents:
  • Valid VISA and work permit
  • Alien Certificate of Registration (ACR) or Immigrant Certificate of Registration (ICR) or ACR-I
  • valid passport with any of the following:
    • Special Investors Resident VISA
    • Special Non-Immigrant VISA for PEZA investors and employees
    • VISA with EO226