Guide on BDO Visa Gold Credit Card Offers & Requirements for Application

BDO VISA GOLD CREDIT CARD – Here are the excellent features of this BDO Unibank offer and the requirements for application.

Are you looking for a credit card to apply for? Undeniably, more and more people nowadays are in the pursuit of experience the best features and the benefits that credit cards can offer after witnessing how these cards have been helpful to others.

Truth be told that there were some years in the past when credit cards were on a bad reputation after some cardholders mismanaged their use. Meanwhile, if handled right, it really has the best benefits and can be an excellent preparation against financial emergencies.

In the Philippines, one of the banks that you may turn to for credit card offers is the BDO Unibank. It is a reputable bank in the country with several personal and corporate offers. With regards to its credit cards, aside from the Mastercard BDO Gold Credit Card, the bank also has the BDO Visa Gold credit card with excellent offers which you can check below.

Do you want to be one of the BDO Visa Gold Credit Card cardholders? There are several benefits and excellent features that await you such as the following:

• enjoy perks and privileges for your shopping choices

• enjoy year-round instant savings, deals, and premium offers from BDO Unibank partner merchant stores nationwide

• access to Buy Now, Pay Later option when making purchases from over 20,000 stores nationwide at 0% interest

• earn Peso points from your everyday spend

• get covered for up to P5 million when traveling on a flight booked using the BDO Visa Gold credit card

• first year membership fee is FREE

• wide installment options with Cash-It-Easy, Balance Transfer, and Purchase Convert installment programs
  • Cash-It-Easy — convert your credit limit into cash
  • Balance Transfer — transfer your other card balances to your BDO Credit Card
  • Purchase Convert — convert recent single-receipt purchases of at least P5,000 or $200 to installment

• secured online shopping experience

• convenient bill payment options with Charge on Demand and Auto Charge

Just like the other credit card providers, the BDO Unibank has also crafted a list of qualifications in applying for the credit card offer — but there are only a few! To be eligible to apply for the BDO Visa Gold, here are the eligibility requirements you must meet:

• a Filipino citizen or a foreigner resident in the Philippines
• with a minimum gross fixed monthly income of Php 33,000
• at least 21 years old but not more than 60 years old upon the credit card application for Principal Cards
• at least 13 years old for Supplementary Cards

There are also a few documentary requirements that have to be submitted in applying for the credit card offer. The list of documents will depend if you are an employed or self-employed Filipino or a foreigner residing in the country.

Below, you can check the lists of the requirements in applying for the BDO Visa Gold credit card offer:

Employed Filipinos

• completed and signed BDO Credit Card Application Form
• any valid photo-bearing identification document like a government-issued ID e.g.:
  • PhilSys ID
  • Driver’s License
  • SSS ID
  • Passport
  • applicants of Supplementary Cards who are studying may submit valid school ID
• Photocopy of latest Income Tax Return (ITR) duly stamped as received by the Bureau of Internal Revenue (BIR) or BIR Form 2316 signed by employer’s authorized representative
• any of the following:
  • Latest full-month’s payslip/s
  • Original Certificate of Employment indicating status, service tenure, and compensation breakdown
  • if with existing credit cards, copy of the last two (2) months statements of account of credit card that is at least 1 year on books

Self-Employed Filipinos

• completed and signed BDO Credit Card Application Form
• any valid photo-bearing identification document like a government-issued ID e.g.:
  • PhilSys ID
  • Driver’s License
  • SSS ID
  • Passport
  • applicants of Supplementary Cards who are studying may submit valid school ID
• Photocopy of latest Income Tax Return (ITR) duly stamped as received by the Bureau of Internal Revenue (BIR) and Audited Financial Statements for at least two (2) years
• Photocopy of registration of Business Name
• DTI Registration for Single Proprietorship or SEC Registration for Partnership / Corporation
• Last 3 months’ bank statements, optional

Foreigner Resident in the Philippines

• completed and signed BDO Credit Card Application Form
• cpy of Employment Contract or Certificate of Employment
• Letter from Embassy (if Embassy official)
• any one of the following valid documents:
  • Valid VISA and work permit
  • Alien Certificate of Registration (ACR) or Immigrant Certificate of Registration (ICR) or ACR-I
  • valid passport with any of the following:
    • Special Investors Resident VISA
    • Special Non-Immigrant VISA for PEZA investors and employees
    • VISA with EO226