Guide on BDO Visa Classic Credit Card Offers & Requirements for Application

BDO VISA CLASSIC CREDIT CARD – Here are the excellent features of this BDO Unibank offer and the requirements for application.

Are you looking for a credit card that you can use in your daily spend? BDO Unibank got excellent offers for you. It has crafted cards that were designed to help people pay bills conveniently, earn and save from every spend, and experience better dining, shopping, travel, etc.

BDO Unibank is one of the most reputable banks in the country. It has both Mastercard and Visa credit card offers. While its Mastercards include the BDO Standard Mastercard, its Visa cards include the BDO Visa Classic credit card.

The BDO Visa Classic credit card is perfect for your everyday spend. It offers round-year perks and privileges and many other excellent benefits that you can check below.

Here are the excellent features and benefits of the BDO Visa Classic credit card offer for the cardholders:

• experiences deals and discounts on in-store and online shopping as well as dining spends

• BUY Now, PAY Later for up to 36 months with zero interest rate on purchases from over 20,000 stores across the globe

• earn Peso Points from your everyday purchases

• enroll your utility bills with BDO Auto Charge and make payments easier with only one due date to keep in mind

• FREE membership fee for the first year

• access to multiple installment options with Cash-It-Easy, Balance Transfer, and Purchase Convert installment programs
  • Cash-It-Easy — convert your credit limit into cash
  • Balance Transfer — transfer your other card balances to your BDO Credit Card
  • Purchase Convert — convert recent single-receipt purchases of at least P5,000 or $200 to installment

• secured online shopping

Who are qualified to apply for the BDO Visa Classic credit card offer? There are only a few qualifications in applying for the credit card offer. To be eligible to apply, here is the criteria that the applicant should meet:

• with a minimum gross fixed monthly income of Php 15,000
• a Filipino citizen or a foreigner resident in the Philippines
• at least 21 years old but not more than 60 years old upon the credit card application for Principal Cards
• at least 13 years old for Supplementary Cards

With regards to the documents that the BDO Unibank requires in applying for the credit card offer, the lists of documentary requirements vary among the employed and self-employed Filipinos as well as the foreigner residents who want to apply for it.

Here are the requirements in applying for the BDO Visa Classic credit card offer:

Employed Filipinos

• completed and signed BDO Credit Card Application Form
• any valid photo-bearing identification document like a government-issued ID e.g.:
  • PhilSys ID
  • Driver’s License
  • SSS ID
  • Passport
  • applicants of Supplementary Cards who are studying may submit valid school ID
• Photocopy of latest Income Tax Return (ITR) duly stamped as received by the Bureau of Internal Revenue (BIR) or BIR Form 2316 signed by employer’s authorized representative
• any of the following:
  • Latest full-month’s payslip/s
  • Original Certificate of Employment indicating status, service tenure, and compensation breakdown
  • if with existing credit cards, copy of the last two (2) months statements of account of credit card that is at least 1 year on books

Self-Employed Filipinos

• completed and signed BDO Credit Card Application Form
• any valid photo-bearing identification document like a government-issued ID e.g.:
  • PhilSys ID
  • Driver’s License
  • SSS ID
  • Passport
  • applicants of Supplementary Cards who are studying may submit valid school ID
• Photocopy of latest Income Tax Return (ITR) duly stamped as received by the Bureau of Internal Revenue (BIR) and Audited Financial Statements for at least two (2) years
• Photocopy of registration of Business Name
• DTI Registration for Single Proprietorship or SEC Registration for Partnership / Corporation
• Last 3 months’ bank statements, optional

Foreigner Resident in the Philippines

• completed and signed BDO Credit Card Application Form
• cpy of Employment Contract or Certificate of Employment
• Letter from Embassy (if Embassy official)
• any one of the following valid documents:
  • Valid VISA and work permit
  • Alien Certificate of Registration (ACR) or Immigrant Certificate of Registration (ICR) or ACR-I
  • valid passport with any of the following:
    • Special Investors Resident VISA
    • Special Non-Immigrant VISA for PEZA investors and employees
    • VISA with EO226