Guide on Home Credit Card Features for Cardholders

HOME CREDIT CARD – You can check here the details of this card offer of Home Credit Philippines for qualified clients.

A lot of people have come into terms that credit cards were hot made to leave the cardholder in debt. It is the mismanagement of the credit card use that does. It is important to practice discipline in the usage of the card so you can enjoy its benefits to the maximum level.

In the Philippines, credit cards are no longer solely offered by banks alone. There are entities that offer it including Home Credit, one of the most popular consumer finance providers in the country.

The Home Credit Card offer is extended to previous and existing clients of the finance provider with good credit records. It is an “Visa EMV Classic Credit Card” that can be used for contactless payments.

There are several visa-accepting merchants that you can use your Home Credit Card to for shopping and dining payments and so much more. It can also be used in the following:

• personal purchases
• bill payments
• subscription payments
• flight booking

Purchases and payments charged to the Home Credit Card are interest-free for up to 45 days. After the 30-day billing period, there is an additional 15-day extension before the duye date for the payment.

The consumer finance provider guarantees protection from unauthorized transactions as you can request your card to be blocked right away in case of losing it. It is a key to exclusive deals and promos and there are no additional fees for bill payment.

To apply for the Home Credit Card, you just have to present one (1) Government-issued ID and one (1) ID indicating your address or any supporting documents to the Sales Associate at a partner store. The credit card is valid for four (4) years and there are varying credit limits.

Your credit limit may increase or decrease depending on the behavior of the card usage. Automatic renewals will be processed by Home Credit for qualified clients.

With regards to the membership fee which may vary as well, you will only be charged with a membership fee after your first transaction using the card.