Guide on BDO JCB Lucky Cat Credit Card Offers & Requirements for Application

BDO JCB LUCKY CAT CREDIT CARD – Here are the excellent features of this BDO Unibank offer and the requirements for application.

Are you in search of a credit card that can greatly enhance the experience when you travel abroad? BDO Unibank, one of the banking giants in the Philippines, is one of the entities that you may turn to for such helpful cards.

BDO Unibank which is operating in the country for several decades now actually has several credit card offers. Aside from the BDO Titanium Mastercard, it also has the BDO JCB Lucky Cat credit card with prime features.

• earn Peso Points from your everyday purchases using the BDO JCB Lucky Cat credit card

• enjoy zero interest on Buy Now, Pay Later installment program offer for purchases made in over 20,000 stores nationwide

• FREE membership fee on the first year for the principal and supplementary cardholders

• enjoy FREE access to JCB Plaza Lounges

• access to travel information and special offers and services through the exclusive access to the JCB Japan Guide

• enjoy installment options with Cash-It-Easy, Balance Transfer, and Purchase Convert installment programs:
  • Cash-It-Easy — convert your credit limit into cash
  • Balance Transfer — transfer your other card balances to your BDO Credit Card
  • Purchase Convert — convert recent single-receipt purchases of at least P5,000 or $200 to installment

• secured online shopping and hassle-free payment options

In applying for the credit card offer, there are a few qualifications that you need to pass or meet to be eligibility to apply for the card. Here are the eligibility requirements set under the BDO JCB Lucky Cat Credit Card:

• at least 21 years old but not more than 60 years old upon the credit card application for Principal Cards
• at least 13 years old for Supplementary Cards
• a Filipino citizen or a foreigner resident in the Philippines
• with a minimum gross fixed monthly income of Php 15,000

With regards to the documentary requirements in applying for the BDO JCB Lucky Cat Credit Card offer, there are varying documents depending if you are an employed Filipino, a self-employed Pinoy, or a resident foreigner in the country.

Below, you can check the lists of documentary requirements set by BDO Unibank:

Employed Filipinos

• completed and signed BDO Credit Card Application Form
• any valid photo-bearing identification document like a government-issued ID e.g.:
  • PhilSys ID
  • Driver’s License
  • SSS ID
  • Passport
  • applicants of Supplementary Cards who are studying may submit valid school ID
• Photocopy of latest Income Tax Return (ITR) duly stamped as received by the Bureau of Internal Revenue (BIR) or BIR Form 2316 signed by employer’s authorized representative
• any of the following:
  • Latest full-month’s payslip/s
  • Original Certificate of Employment indicating status, service tenure, and compensation breakdown
  • if with existing credit cards, copy of the last two (2) months statements of account of credit card that is at least 1 year on books

Self-Employed Filipinos

• completed and signed BDO Credit Card Application Form
• any valid photo-bearing identification document like a government-issued ID e.g.:
  • PhilSys ID
  • Driver’s License
  • SSS ID
  • Passport
  • applicants of Supplementary Cards who are studying may submit valid school ID
• Photocopy of latest Income Tax Return (ITR) duly stamped as received by the Bureau of Internal Revenue (BIR) and Audited Financial Statements for at least two (2) years
• Photocopy of registration of Business Name
• DTI Registration for Single Proprietorship or SEC Registration for Partnership / Corporation
• Last 3 months’ bank statements, optional

Foreigner Resident in the Philippines

• completed and signed BDO Credit Card Application Form
• cpy of Employment Contract or Certificate of Employment
• Letter from Embassy (if Embassy official)
• any one of the following valid documents:
  • Valid VISA and work permit
  • Alien Certificate of Registration (ACR) or Immigrant Certificate of Registration (ICR) or ACR-I
  • valid passport with any of the following:
    • Special Investors Resident VISA
    • Special Non-Immigrant VISA for PEZA investors and employees
    • VISA with EO226