Guide on BDO American Express Cashback Credit Card Offers & Requirements for Application

BDO AMERICAN EXPRESS PLATINUM CREDIT CARD – Here are the excellent features of this BDO Unibank offer and the requirements for application.

One of the best preparations that you can have for financial emergencies is having a credit card. In fact, a lot of people use their credit card to monitor their expenses better. There are several excellent credit cards out there and among those with the best offers are provided by the BDO Unibank.

The BDO Unibank, a reputable banking giant in the Philippines, has several credit card offers including the BDO World Elite Mastercard, the BDO Platinum Credit Card, and the BDO Titanium Mastercard.

It also offers American Express cards which have worldwide acceptance. One of these cards is the BDO American Express Platinum Credit Card with the best features that you can check below.

• enjoy exclusive access to lifestyle concierge and premium privileges when you travel around the world

• cash advance feature that allows cardholders to get up to 30% of the credit limit

• complimentary access for two (2) to Marhaba Lounge at Ninoy Aquino International Airport (NAIA) Terminals 1 and 3 until June 30, 2024

• earn big rewards for every ₱45/USD1 spend and you can use these rewards in getting a gadget or booking a flight for free

• up to ₱20M Travel Accident and Inconvenience Insurance when you charged your fare to your BDO American Express Platinum credit card

• Dual Currency Billing feature which allows you to choose between Peso and Dollar currency

• FREE first year membership fee and automatic annual membership waiver for a minimum spend of Php 600,000

• enjoy installment options with Cash-It-Easy, Balance Transfer, and Purchase Convert installment programs
  • Cash-It-Easy — convert your credit limit into cash
  • Balance Transfer — transfer your other card balances to your BDO Credit Card
  • Purchase Convert — convert recent single-receipt purchases of at least P5,000 or $200 to installment

• hassle-free bill payments with Auto Charge and Charge on Demand

Qualifications. To apply for the BDO American Express Platinum credit card, there are some qualifications set by the bank that you need to meet. Here is the eligibility criteria for application:

• at least 21 years old but not more than 60 years old upon the credit card application for Principal Cards
• at least 13 years old for Supplementary Cards
• a Filipino citizen or a foreigner resident in the Philippines
• with a minimum gross fixed monthly income of Php 139,000

Requirements. What are the documents required by BDO Unibank in applying for the credit card offer? The requirements for the BDO American Express Platinum credit card application vary among the employed and self-employed Filipinos and foreign residents in the country.

Here is a guide on the documentary requirements for application:

Employed Filipinos

• completed and signed BDO Credit Card Application Form
• any valid photo-bearing identification document like a government-issued ID e.g.:
  • PhilSys ID
  • Driver’s License
  • SSS ID
  • Passport
  • applicants of Supplementary Cards who are studying may submit valid school ID
• Photocopy of latest Income Tax Return (ITR) duly stamped as received by the Bureau of Internal Revenue (BIR) or BIR Form 2316 signed by employer’s authorized representative
• any of the following:
  • Latest full-month’s payslip/s
  • Original Certificate of Employment indicating status, service tenure, and compensation breakdown
  • if with existing credit cards, copy of the last two (2) months statements of account of credit card that is at least 1 year on books

Self-Employed Filipinos

• completed and signed BDO Credit Card Application Form
• any valid photo-bearing identification document like a government-issued ID e.g.:
  • PhilSys ID
  • Driver’s License
  • SSS ID
  • Passport
  • applicants of Supplementary Cards who are studying may submit valid school ID
• Photocopy of latest Income Tax Return (ITR) duly stamped as received by the Bureau of Internal Revenue (BIR) and Audited Financial Statements for at least two (2) years
• Photocopy of registration of Business Name
• DTI Registration for Single Proprietorship or SEC Registration for Partnership / Corporation
• Last 3 months’ bank statements, optional

Foreigner Resident in the Philippines

• completed and signed BDO Credit Card Application Form
• cpy of Employment Contract or Certificate of Employment
• Letter from Embassy (if Embassy official)
• any one of the following valid documents:
  • Valid VISA and work permit
  • Alien Certificate of Registration (ACR) or Immigrant Certificate of Registration (ICR) or ACR-I
  • valid passport with any of the following:
    • Special Investors Resident VISA
    • Special Non-Immigrant VISA for PEZA investors and employees
    • VISA with EO226