PhilHealth Contribution Rate 2024 — A Guide for Members

PhilHealth Contribution Rate 2024 — A Guide for Members

December 16, 2023 by Van Garzon in Categories Blogging

Details about the PhilHealth Contribution Rate 2024 for Members based on Income

PHILHEALTH CONTRIBUTION RATE 2024 – Here is a guide on the premiums of PhilHealth members for the upcoming year.

Several Filipino families in the Philippines rely to their membership to the Philippine Health Insurance Corporation as a turn to in times of medical emergencies. Truth be told that a PhilHealth membership is more affordable compared to maintaining a health insurance with private companies.

Photo: Philippine Star

PhilHealth members have to remit a contribution to maintain an active account to the state-run health institution. The contribution rates or premiums change from time to time thus it is best to monitor them to ensure that you are paying the exact premium.

Furthermore, the PhilHealth contribution rate 2024 which you can check below as well as the premiums in the preceeding years are dependent to the income of the member.

Photo Credit: Panay News

For the PhilHealth contribution rate 2024, it is eyed at 5.00%. Here is a guide on the premiums based on the monthly income of the member:

Monthly Basic Income Premium Rate Monthly Premium
Php 10,000.00 5.00% Php 500.00
Php 10,000.01 to Php 99,999.99 5.00% Php 500.00 to Php 5,000.00
Php 100,000.00 5.00% Php 5,000.00

There are several benefits that a PhilHealth member who has an updated account is qualified for. Thus, it is really an emergency preparation to maintain an active account to the state-run health insurance agency.

Aside from the PhilHealth member, his/her dependents which are stated below are also qualified to a 45-day coverage of the benefit offers without added premiums. The said 45-day coverage is shared by all the beneficiaries of the member.

  • Legitimate spouse who is not a member
  • child or children below 21 years old, single and unemployed
    • legitimate, legitimated, acknowledged and illegitimate, adopted or stepchild or stepchildren
  • children who are twenty-one (21) years old or above but suffering from congenital disability
  • Foster child as defined in Republic Act 10165 otherwise known as the Foster Care Act of 2012
  • parents who are at least 60 years old and not members of PhilHealth and whose monthly income is lower than an amount to be determined by PhilHealth in accordance with the guiding principles set forth in the NHI Act of 2013
  • parents with permanent disability regardless of age as determined by PhilHealth

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